HealthyDirect · GrowthFit for a long SIP
Baroda BNP Paribas Children's Fund
Baroda BNP Paribas Mutual FundSolution Oriented Scheme - Children’s Fund1.8 years
- NAV
- 11.2821
- 4 Nov 2026
- 1Y
- +0.5%
- Trailing CAGR
- AUM
- ₹123.34 Cr
- 30 Sept 2026
- Volatility
- Medium
- 13.3% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 4 Nov 2026
Stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
In three lines
Fits if · The fund beat the category median in 100% of rolling 1-year windows.
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.
Buy checklist
History depth
Fail
1.8 years - thin for judging consistency.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
Pass
1.29% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -12.6%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 27.3% of the portfolio.
Evidence supports a shortlist - confirm with peers before you buy elsewhere.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+0.5%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+6.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+1.4%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +6.6%
- Calendar-day CAGR
- Excess 1Y
- +4.2%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -12.6%
- Worst peak-to-trough
- Current
- -4.2%
- Below last peak
- Current spell
- 84 days
- Days below latest peak
- Time below peak
- +91%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 15 days
- 22 recovered episodes
- Longest recovery
- 130 days
- Trough to prior peak
2 Jan 2026 – 31 Jul 2026
Trough 23 Mar 2026 · recovered in 130 days
-12.6%
2 Jan 2025 – 12 May 2025
Trough 28 Feb 2025 · recovered in 73 days
-10.2%
12 Aug 2026 – open
Trough 23 Oct 2026 · not recovered
-9.9%
27 Jun 2025 – 16 Sept 2025
Trough 8 Aug 2025 · recovered in 39 days
-3.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
23
Vs category
76
Consistency
100
Risk-adjusted
31
Drawdown
68
Mean
60
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Healthy
Buying stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 100% of rolling 1-year windows.
- Peak-to-trough drawdown has stayed shallower than 15%.
Portfolio
30 Sept 2026 · 63 holdings · top 10 are 27.3%.
- Top 5
- 15.8%
- Top 10
- 27.3%
- Largest holding
- 5.0%
- Effective holdings
- 52.1
Others CBLO
Unspecified
5.0%
Reliance Industries Ltd
Energy & Utilities
2.9%
State Bank of India
Financial
2.7%
Navin Fluorine International Ltd
Materials
2.6%
Titan Company Ltd
Consumer Discretionary
2.6%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
HDFC Children's Fund
HDFC Mutual Fund
- 1Y
- -3.2%
- 3Y
- +8.6%
- Vol
- 10.8%
- Max DD
- -28.9%
- Sharpe
- 0.77
- 3Y win
- +94%
- Lower volatility
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
SBI Children's Fund - Investment Plan
SBI Mutual Fund
- 1Y
- +9.0%
- 3Y
- +20.8%
- Vol
- 12.7%
- Max DD
- -15.7%
- Sharpe
- 1.78
- 3Y win
- +100%
- Lower volatility
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
SBI CHILDREN'S FUND - SAVINGS PLAN
SBI Mutual Fund
- 1Y
- +7.9%
- 3Y
- +11.1%
- Vol
- 5.4%
- Max DD
- -14.4%
- Sharpe
- 1.09
- 3Y win
- +55%
- Lower volatility
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
ICICI Prudential Children's Fund
ICICI Prudential Mutual Fund
- 1Y
- -3.7%
- 3Y
- +12.4%
- Vol
- 12.7%
- Max DD
- -31.1%
- Sharpe
- 0.58
- 3Y win
- +71%
- Lower volatility
- Higher trailing returns
Caveat: Deeper drawdown · Higher TER
LIC MF Children's Fund
LIC Mutual Fund
- 1Y
- +0.9%
- 3Y
- +8.6%
- Vol
- 13.2%
- Max DD
- -31.2%
- Sharpe
- 0.34
- 3Y win
- +4%
- Lower volatility
- Higher trailing returns
Caveat: Deeper drawdown · Higher TER