MonitorDirect · GrowthWatch before adding
SBI Dynamic Asset Allocation Active FoF
SBI Mutual FundOther Scheme - FoF Domestic1.1 years
The scheme seeks to generate long-term capital appreciation by investing in actively managed equity oriented and actively managed debt oriented mutual fund schemes.
- NAV
- 10.0557
- 31 Oct 2026
- 1Y
- -0.9%
- Trailing CAGR
- AUM
- ₹2,359.7 Cr
- 31 Aug 2026
- Volatility
- Low
- 7.3% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 31 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.
Prefer peers if · Prefer Union Income Plus Arbitrage Active FOF if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Fail
1.1 years - thin for judging consistency.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.27% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -7.8%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
Watch
Ardhendu Bhattacharya · 1.2 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 82.2% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-0.9%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+0.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-1.3%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +0.2%
- Calendar-day CAGR
- Excess 1Y
- -4.9%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -7.8%
- Worst peak-to-trough
- Current
- -4.4%
- Below last peak
- Current spell
- 87 days
- Days below latest peak
- Time below peak
- +90%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 15 days
- 11 recovered episodes
- Longest recovery
- 98 days
- Trough to prior peak
2 Jan 2026 – 6 Jul 2026
Trough 30 Mar 2026 · recovered in 98 days
-7.8%
5 Aug 2026 – open
Trough 23 Oct 2026 · not recovered
-6.0%
22 Sept 2025 – 15 Oct 2025
Trough 26 Sept 2025 · recovered in 19 days
-1.5%
6 Jul 2026 – 17 Jul 2026
Trough 8 Jul 2026 · recovered in 9 days
-1.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
20
Vs category
19
Consistency
0
Risk-adjusted
0
Drawdown
80
Mean
24
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
Portfolio
31 Aug 2026 · 15 holdings · top 10 are 82.2%.
- Top 5
- 54.7%
- Top 10
- 82.2%
- Largest holding
- 19.1%
- Effective holdings
- 10.9
SBI Medium Term Fund Direct-Growth
Unspecified
19.1%
SBI Focused Fund Direct Plan-Growth
Unspecified
10.0%
SBI Magnum Multiplier Fund Direct Plan-Growth
Unspecified
9.4%
SBI Medium to Long Term Fund Direct-Growth
Unspecified
8.9%
SBI Dynamic Term Fund Direct-Growth
Unspecified
7.2%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
31 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
29 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
28 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Union Income Plus Arbitrage Active FOF
Union Mutual Fund
- 1Y
- +3.9%
- 3Y
- n/a
- Vol
- 1.5%
- Max DD
- -1.0%
- Sharpe
- -1.35
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
ICICI Prudential Diversified Debt Strategy Active FOF - Dividend option
ICICI Prudential Mutual Fund
- 1Y
- +3.8%
- 3Y
- +6.8%
- Vol
- 2.0%
- Max DD
- -4.6%
- Sharpe
- 1.03
- 3Y win
- +33%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Aditya Birla Sun Life Income Plus Arbitrage Active FOF
Aditya Birla Sun Life Mutual Fund
- 1Y
- +4.8%
- 3Y
- +7.1%
- Vol
- 4.7%
- Max DD
- -10.1%
- Sharpe
- 0.37
- 3Y win
- +11%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
Bandhan Conservative Hybrid Passive FOF
Bandhan Mutual Fund
- 1Y
- -0.3%
- 3Y
- +6.9%
- Vol
- 3.5%
- Max DD
- -9.8%
- Sharpe
- 0.65
- 3Y win
- +26%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
BHARAT Bond ETF FOF - April 2033
Edelweiss Mutual Fund
- 1Y
- +1.2%
- 3Y
- +6.7%
- Vol
- 4.4%
- Max DD
- -4.3%
- Sharpe
- 0.19
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns